Terms of Use



Terms & Conditions

Terms of Use:

By visiting our site you are agreeing to be bound by the following terms and conditions. We may change these terms and conditions at any time. Your continued use of mintster.in means that you accept any new or modified terms and conditions that we come up with. Please re-visit the 'Terms of Use' link at our site from time to time to stay abreast of any changes that we may introduce.

The term 'mintster.in' is used through this entire Terms of Use document to refer to the website, its owners and the employees and associates of the owner

  1. REGISTRATION
  2. By registering, you certify that all information you provide, now or in the future, is accurate.

    mintster.in reserves the right, in its sole discretion, to deny you access to this website or any portion thereof without notice for the following reasons (a) immediately by mintster.in for any unauthorized access or use by you (b) immediately by mintster.in if you assign or transfer (or attempt the same) any rights granted to you under this Agreement; (c) immediately, if you violate any of the other terms and conditions of this User Agreement

  3. LICENSE
  4. mintster.in, hereby grants you a limited, non-exclusive, non-assignable and non-transferable license to access mintster.in provided and expressly conditioned upon your agreement that all such access and use shall be governed by all of the terms and conditions set forth in this USER AGREEMENT.

  5. COPYRIGHT & NO RETRANSMISSION OF INFORMATION:
  6. mintster.in as well as the design and information contained in this site is the valuable, exclusive property of mintster.in, and nothing in this Agreement shall be construed as transferring or assigning any such ownership rights to you or any other person or entity. All information on mintster.in is the proprietary, confidential property of mintster.in. You agree that if you do repeat or re-post any of mintster.in calls by any mean, you will be liable for actual and punitive damages as determined by mintster.in and additional damages to be determined by an Indian court of Law

    You may not resell, redistribute, broadcast or transfer the information or use the information in a searchable, machine-readable database unless separately and specifically authorized in writing by mintster.in prior to such use. You may not rent, lease, sublicense, distribute, transfer, copy, reproduce, publicly display, publish, adapt, store or time-share mintster.in, any part thereof, or any of the information received or accessed therefrom to or through any other person or entity unless separately and specifically authorized in writing by mintster.in prior to such use. In addition, you may not remove, alter or obscure any copyright, legal or proprietary notices in or on any portions of mintster.in without prior written authorization except as set forth herein, any other use of the information contained in this site requires the prior written consent of mintster.in and may require a separate fee.

  7. DELAYS IN SERVICES:
  8. Neither mintster.in (including its owners, employees, affiliates, agents, representatives or subcontractors) shall be liable for any loss or liability resulting, directly or indirectly, from delays or interruptions due to electronic or mechanical equipment failures, telephone interconnect problems, defects, weather, strikes, walkouts, fire, acts of God, riots, armed conflicts, acts of war, or other like causes.mintster.in shall have no responsibility to provide you access to mintster.in while interruption of mintster.in is due to any such cause shall continue.

  9. LIABILITY DISCLAIMER :
  10. YOU EXPRESSLY AGREE THAT USE OF THE WEBSITE IS AT YOUR SOLE RISK.

    THE CONTENTS, INFORMATION, SOFTWARE, PRODUCTS, FEATURES AND SERVICES PUBLISHED ON THIS WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE CONTENTS HEREIN. mintster.in AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THIS WEB SITE AT ANY TIME. THIS WEB SITE MAY BE TEMPORARILY UNAVAILABLE FROM TIME TO TIME DUE TO REQUIRED MAINTENANCE, TELECOMMUNICATIONS INTERRUPTIONS, OR OTHER DISRUPTIONS. mintster.in (AND ITS OWNERS, SUPPLIERS, CONSULTANTS, ADVERTISERS, AFFILIATES, PARTNERS, EMPLOYEES OR ANY OTHER ASSOCIATED ENTITIES, ALL COLLECTIVELY REFERRED TO AS ASSOCIATED ENTITIES HEREAFTER) SHALL NOT BE LIABLE TO USER OR MEMBER OR ANY THIRD PARTY SHOULD mintster.in EXERCISE ITS RIGHT TO MODIFY OR DISCONTINUE ANY OR ALL OF THE CONTENTS, INFORMATION, SOFTWARE, PRODUCTS, FEATURES AND SERVICES PUBLISHED ON THIS WEBSITE. mintster.in AND/OR ITS RESPECTIVE ASSOCIATED ENTITIES MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE CONTENTS, INFORMATION, SOFTWARE, PRODUCTS, FEATURES AND SERVICES CONTAINED ON THIS WEB SITE FOR ANY PURPOSE. ALL SUCH CONTENTS, INFORMATION, SOFTWARE, PRODUCTS, FEATURES AND SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. mintster.in AND/OR ITS ASSOCIATED ENTITIES HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THESE CONTENTS, INFORMATION, SOFTWARE, PRODUCTS, FEATURES AND SERVICES, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND AVAILABILITY.

    IN NO EVENT SHALL mintster.in AND/OR ITS ASSOCIATED ENTITIES BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEB SITE OR WITH THE DELAY OR INABILITY TO USE THIS WEBSITE, OR FOR ANY CONTENTS, INFORMATION, SOFTWARE, PRODUCTS, FEATURES AND SERVICES OBTAINED THROUGH THIS WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF mintster.in OR ANY OF ITS ASSOCIATED ENTITIES HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.

  11. USE OF MESSAGE BOARDS, CHAT ROOMS AND OTHER COMMUNICATION FORUMS:
  12. If this Web site contains message/bulletin boards, chat rooms, or other message or communication facilities (collectively, "Forums"), you agree to use the Forums only to send and receive messages and material that are proper and related to the particular Forum. By way of example, and not as a limitation, you agree that when using a Forum, you shall not do any of the following:

    Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.

    Publish, post, distribute or disseminate any defamatory, infringing, obscene, indecent or unlawful material or information. Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.

    Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer

    Conduct or forward surveys, contests, or chain letters.

    Download any file posted by another user of a Forum that you know, or reasonably should know, cannot be legally distributed in such manner.

  13. EQUIPMENT AND OPERATION
  14. You shall provide and maintain all telephone/internet and other equipment necessary to access mintster.in, and the costs of any such equipment and/or telephone/internet connections or use, including any applicable taxes, shall be borne solely by you. You are responsible for operating your own equipment used to access mintster.in

  15. INFORMATION DISCLAIMER:
  16. You acknowledge that the information provided through mintster.in is compiled from sources, which are beyond the control of mintster.in Though such information is recognized by the parties to be generally reliable, the parties acknowledge that inaccuracies may occur and mintster.in does not warrant the accuracy or suitability of the information. For this reason, as well as the possibility of human and mechanical errors and other factors, YOU ACKNOWLEDGE THAT mintster.in IS PROVIDED TO YOU ON AN "AS IS, WITH ALL FAULTS" BASIS. mintster.in EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, WHETHER EXPRESS, ORAL, IMPLIED, STATUTORY OR OTHERWISE, OF ANY KIND TO THE USERS AND/OR ANY THIRD PARTY, INCLUDING ANY IMPLIED WARRANTIES OF ACCURACY, TIMELINESS, COMPLETENESS, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AS WELL AS ANY WARRANTIES ARISING BY VIRTUE OF CUSTOM OF TRADE OR COURSE OF DEALING AND ANY IMPLIED WARRANTIES OF TITLE OR NON-INFRINGEMENT. IN ADDITION, mintster.in, IN PROVIDING THE INFORMATION MAKES NO ENDORSEMENT OF ANY PARTICULAR SECURITY, MARTKET PARTICIPANT, OR BROKERAGE. FURTHER, mintster.in DOES NOT REPRESENT OR WARRANT THAT IT WILL MEET YOUR REQUIREMENTS OR IS SUITABLE FOR YOUR NEEDS.

    Under this User Agreement, you assume all risk of errors and/or omissions in mintster.in, including the transmission or translation of information. You assume full responsibility for implementing sufficient procedures and checks to satisfy your requirements for the accuracy and suitability of mintster.in, including the information, and for maintaining any means, which you may require for the reconstruction of lost data or subsequent manipulations or analyses of the information under the User Agreement.

    YOU AGREE THAT mintster.in (INCLUDING ITS OWNERS, DIRECTORS, EMPLOYEES, AFFILIATES, GROUP COMPANIES AGENTS, REPRESENTATIVES OR SUBCONTRACTORS) SHALL NOT IN ANY EVENT BE LIABLE FOR ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OR INABILITY TO USE mintster.in FOR ANY PURPOSE WHATSOEVER. mintster.in AND IT'S AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES AND AGENTS SHALL HAVE NO LIABILITY IN TORT, CONTRACT, OR OTHERWISE TO USER AND/OR ANY THIRD PARTY.

  17. LINKS TO THIRD PARTY SITES
  18. The links in this site will allow you to leave mintster.in. The linked sites are not under the control of mintster.in. mintster.in has not reviewed, nor approved these sites and is not responsible for the contents or omissions of any linked site or any links contained in a linked site. The inclusion of any linked site does not imply endorsement by mintster.in of the site. Third party links to mintster.in shall be governed by a separate agreement.

  19. INDEMNIFICATION:
  20. YOU SHALL INDEMNIFY, DEFEND AND HOLD HARMLESS mintster.in (INCLUDING ITS AND THEIR OFFICERS, DIRECTORS, EMPLOYEES, AFFILIATES, GROUP COMPANIES, AGENTS, REPRESENTATIVES OR SUBCONTRACTORS) FROM ANY AND ALL CLAIMS AND LOSSES IMPOSED ON, INCURRED BY OR ASSERTED AS A RESULT OF OR RELATED TO: (a) your access and use of mintster.in (b) any non-compliance by user with the terms and conditions hereof; or (c) any third party actions related to users receipt and use of the information, whether authorized or unauthorized. Any clause declared invalid shall be deemed severable and not affect the validity or enforceability of the remainder. These terms may only be amended in a writing signed by mintster.in

  21. CONFLICTING TERMS:
  22. If there is any conflict between this User Agreement and other documents, this User Agreement shall govern, whether such order or other documents is prior to or subsequent to this User Agreement, or is signed or acknowledged by any director, officer, employee, representative or agent of mintster.in.

  23. ATTORNEY'S FEES:
  24. If mintster.in takes action (by itself or through its associate companies) to enforce any of the provisions of this User Agreement, including collection of any amounts due hereunder, mintster.in shall be entitled to recover from you (and you agree to pay), in addition to all sums to which it is entitled or any other relief, at law or in equity, reasonable and necessary attorney's fees and any costs of any litigation.

  25. ENTIRE AGREEMENT:
  26. This User Agreement constitutes the entire agreement between the parties, and no other agreement, written or oral, exists between you and mintster.in. By using the Information on mintster.in, you assume full responsibility for any and all gains and losses, financial, emotional or otherwise, experienced, suffered or incurred by you. mintster.in does not guarantee the accuracy, completeness or timeliness of, or otherwise endorse in any way, the views, opinions or recommendations expressed in the Information, does not give investment advice, and does not advocate the purchase or sale of any security or investment by you or any other individual. The Information is not intended to provide tax, legal or investment advice, which you should obtain from your professional advisor, prior to making any investment of the type discussed in the Information. The Information does not constitute a solicitation by the information providers, mintster.in or other of the purchase or sale of securities.

    THE SERVICE IS PROVIDED "AS IS," WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY WARRANTY FOR INFORMATION, DATA, SERVICES, UNINTERRUPTED ACCESS, OR PRODUCTS PROVIDED THROUGH OR IN CONNECTION WITH THE SERVICE. SPECIFICALLY, mintster.in DISCLAIMS ANY AND ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO: (i) ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OR CONTENT OF INFORMATION, PRODUCTS OR SERVICES; AND (ii) ANY WARRANTIES OF TITLE, WARRANTY OF NON-INFRINGEMENT, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT, TORT, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION.

    NEITHER mintster.in NOR ANY OF ITS EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, GROUP COMPANIES OR CONTENT OR SERVICE PROVIDERS SHALL BE LIABLE TO YOU OR OTHER THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF USE OF SERVICE OR INABILITY TO GAIN ACCESS TO OR USE THE SERVICE OR OUT OF ANY BREACH OF ANY WARRANTY. BECAUSE SOME COUNTRIES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH COUNTRIES, THE RESPECTIVE LIABILITY OF mintster.in, ITS EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, GROUP COMPANIES AND CONTENT OR SERVICE PROVIDERS RESPECTIVE LIABILITY IS LIMITED TO THE AMOUNT PROVIDED UNDER SAID LAW. FURTHER, YOU AGREE AND UNDERSTAND THAT ALL SERVICES PROVIDED ARE NON-REFUNDABLE AND THAT YOU SHOULD CAREFULLY CONSIDER WHETHER OUR SERVICES ARE ABLE TO MEET YOUR NEEDS.

  27. TERMINATION:
  28. This User Agreement and the license rights granted hereunder shall remain in full force and effect unless terminated or canceled for any of the following reasons: (a) immediately by mintster.in for any unauthorized access or use by you (b) immediately by mintster.in if you assign or transfer (or attempt the same) any rights granted to you under this Agreement; (c) immediately, if you violate any of the other terms and conditions of this User Agreement. Termination or cancellation of this Agreement shall not effect any right or relief to which mintster.in may be entitled, at law or in equity. Upon termination of this User Agreement, all rights granted to you will terminate and revert to mintster.in. Except as set forth herein, regardless of the reason for cancellation or termination of this User Agreement, the fee charged if any for access to mintster.in is non-refundable for any reason.

  29. JURISDICTION:
  30. The terms of this agreement are exclusively based on and subject to Indian law. You hereby consent to the exclusive jurisdiction and venue of courts in Mumbai, India in all disputes arising out of or relating to the use of this website. Use of this website is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraphs.


Privacy Policy

mintster.in is strongly committed to your right to privacy and to keeping your personal and financial information secure. To earn your trust and confidence in our commitment, we are fully disclosing our privacy practices. We encourage you to read our privacy statement to understand what types of personally identifiable information we collect and how we use this information.

Information collected by mintster.in and how it is used

mintster.in only collects the necessary personally identifiable information & your input in the planning tools in order to respond to your requests for our customized products and services. Personally identifiable information includes, but is not limited to, first and last name, e-mail address, phone number, city and any other information that itself identifies or when tied to the above information, may identify you as a specific individual.

This website does not collect personally identifiable information about you except when you specifically and knowingly provide it. mintster.in and its service partners use your personally identifiable information to operate the sites and services and to inform you of new features, services, and products from mintster.in and its affiliates.

mintster.in may also carefully select other companies to send you information about their products or services which are related to the site's service but are not necessary to its operation (an "Extended Service"). If mintster.in intends to use personally identifiable information for an Extended Service, the mintster.in site will provide you with the ability and requisite instructions to decline this service. You may also stop the delivery of informational or promotional mail from mintster.in by following the instructions on the mail.

mintster.in.in may disclose personally identifiable information if required to do so by law or in the good-faith belief that such action is necessary to (i) conform to the edicts of the law or comply with legal process served on the site or its owners; (ii) protect and defend the rights or property of the site-owners, the site or the users of mintster.in, and (iii) act under exigent circumstances to protect the personal safety of users of mintster.in, the site, its owners, or the public.

User/member interaction features

mintster.in has many features that provide for users/members to disclose their identities and communicate with other users/members. Your use of such features and disclosure of any personal details (e.g. e-mail address) by you through these features are at your sole risk and mintster.in accepts no responsibility for the same. However, if your privacy has been intruded as a result of participating in such features, you could notify us by e-mail at info@mintster.in.

Other Websites

The mintster.in site contains links to other websites. mintster.in is not responsible for the privacy practices or the content of such websites.

Notify Us

If at any time you believe that mintster.in or its users/members have not adhered to these principles, please notify mintster.in by e-mail at info@mintster.in and we will use all commercially reasonable efforts to promptly determine and correct the problem.


Disclaimer

WE ARE DISTRIBUTORS OF MUTUAL FUNDS & INSURANCE PRODUCTS. WE ARE NOT REGISTERED AS INVESTMENT ADVISORS WITH SEBI.

THE USER OF THE WEBSITE SHOULD NOT SUBSTITUTE THE INFORMATION ON THE WEBSITE FOR PROFESSIONAL FINANCIAL PLANNING ADVICE.

Mintster.in is not liable for any loss to the customer as a result of treating the information as professional advice.

Our business is distribution of mutual funds & insurance products for which we receive commission. It should be noted that there is a potential conflict of interest for the product recommendations made by us as we are subject to underlying commissions from the product manufacturer. You are under no obligation, in full or in part, to act upon the suggestions listed down by us. In case you avail our services for purchase of financial products, we may be compensated as Agent/Registered Representative/Broker.

There is no purpose of violating any copyright or intellectual copyrights issue. All information provided on the portal Mintster.in is subject to the discretion of the same and is likely to change without any notice. Though, any changes in public utility will be communicated immediately in our portal.

We have tried to maintain high standards in quality, clarity and accuracy of the material posted on the portal. Mintster.in is not legally responsible for any inaccuracy in the same in any matter what so ever. Employees, partners and associated staff of Mintster.in are not accountable for any loss, harm or damage occurring due to usage of information from the portal. Customers are advised to use their own discretion in such matters. It is important to understand that mutual funds & insurance are a subject matter of solicitation and market risks. It is the responsibility of the customer to understand the limitations of insurance policies and the risks involved, we take no liability in such cases. It is the liability of customers to understand the risks involved in investing in mutual funds, we take no liability in such cases.

The calculators are provided to help you understand your current financial situation and present a structured roadmap in helping you realize your financial aspirations in a systematic manner. In order to arrive at solutions we have taken into consideration various factors like future rate of inflation, risk, return on investment etc. These projections are hypothetical in nature and do not reflect actual investment results, and are not guarantees of future results. The actual returns of a specific product may be more or less than the returns projected in our calculators. All results use simplifying assumptions that do not completely or accurately reflect your specific circumstances. As investment returns, inflation, taxes, and other economic conditions vary from our assumptions, your actual results will vary (sometimes significantly) from those presented in the calculators.

Mintster.in intends to provide clear information about tax deductions, mutual funds, insurance products and services. The information and data are generic in nature. Our efforts are to offer accurate and responsible data. We are not responsible for any sort of discrepancies. Any analysis of accounting or legal issues here is for discussion purpose only and should not be substituted as professional advice. You are requested to consult your Chartered Accountant or Lawyer who specialize in these areas to counsel you on specific topics related to your financial situation.

It is a mutual understanding that customers association with the portal will be at the customer's preference and risk. Mintster.in, its partners and employees are in no way responsible to or liable for any one for his/her investment decision, and every prospect/ investor/policyholder shall be solely responsible for the consequences of his/her decision.